Apply Now

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A First Florida Bank Loan Officer will follow up to go over your application and answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 850.269.1201.

Construction Loans


Building your dream home does not have to be just a dream. We have construction loan programs that will make it a reality.

Government Loans


Looking for a no down payment VA loan or a low down payment FHA loan? You have come to the right place!

Mortgage Calculators


Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.